Flagstaff & Northern AZ Real Estate

First Time Buyers


 

Buying Your First Home?

Purchasing a new home for the first time is a big and important task. It is important that you obtain quality information to make an informed decision. With a well organized, proven approach to the home-buying process, a Real Estate Professional can help you find the home of your dreams. This process is designed to help you: 
  • Determine your housing price range
  • Locate the home of your choice
  • Negotiate affordable price and terms
  • Handle closing to your best advantage

Here's What To Do:                                       

The first step is you deciding that you want to own a home. The second step is to get in contact with a Real Estate Professional. As your REALTOR®, I will then help you determine what price range you need to be in, and get you in touch with a good, reliable and trusted mortgage lender. It is very important to get the lending process started as soon as possible. Meanwhile I will take you to see the homes for sale that fits your needs, and when we find the perfect one I will assist you in the contract process as well as inspection and later the closing of the property.

I would love to share with you my enthusiasm for first-time home buying. Let me do the footwork for you, so that you can concentrate on the fun part of buying a home, like plans and ideas to decorate that home to fit your style and dream.

Below is a Mortgage Affordability Chart. Remember that there are still taxes, mortgage insurance and Homeowners Association due to add in. I can help you determine the cost of those items later in the process.

  

 

Monthly Payment

5.5%

6.0%

6.5%

7.0%

7.5%

8.0%

$500

 $88,061

$83,396

$79,105

$75,154

$71,509

$68,142

$750

$132,091

$125,094

$118,658

$112,731

$107,263

$102,213

$1,000

$176,122

$166,792

$158,211

$150,308

$143,018

$136,283

$1,200

$220,152

$200,150

$189,853

$180,369

$171,621

$163,540

$1,500

$264,183

$250,187

$237,316

$225,461

$214,526

$204,425

  
Please don't hesitate to give me a call at (928) 774-3950 or e-mail me at Homes@FlagstaffProperties.com if you would like to discuss how I can best assist you with your real estate needs. I'd be happy to answer any questions you may have and look forward to help you find a new way home.
Bob Karberg